Golden State Claims Adjusters - Carlsbad, California

Address: 2244 Faraday Ave #126, Carlsbad, CA 92008, United States.
Phone: 8664727662.
Website: goldenstateadjusters.com
Specialties: Insurance agency.
Other points of interest: Wheelchair-accessible car park, Wheelchair-accessible entrance.
Opinions: This company has 16 reviews on Google My Business.
Average opinion: 1.3/5.

📌 Location of Golden State Claims Adjusters

Golden State Claims Adjusters 2244 Faraday Ave #126, Carlsbad, CA 92008, United States

☎️8664727662

Golden State Claims Adjusters: A Comprehensive Overview

For individuals navigating the complexities of insurance claims, Golden State Claims Adjusters presents itself as a service provider operating from 2244 Faraday Ave #126, Carlsbad, CA 92008, United States. Contacting them is straightforward via their telephone number, 8664727662, or through their website, goldenstateadjusters.com. The company specializes in insurance agency services, offering assistance to clients seeking to resolve their claims efficiently and effectively.

Location and Accessibility: Situated in Carlsbad, California, Golden State Claims Adjustersâ physical address at 2244 Faraday Ave #126 provides a localized point of contact for clients. Notably, the facility offers wheelchair-accessible car park and a wheelchair-accessible entrance, demonstrating a commitment to inclusivity and accessibility for all visitors. This attention to detail underscores their dedication to providing a comfortable and convenient experience for everyone.

Services Offered: While the website doesnât detail specific claim types handled, the core function of Golden State Claims Adjusters revolves around acting as a third-party claims adjuster. This means they step in to represent the clientâs interests when dealing with insurance companies. Their services likely encompass:

Claims Investigation: Thoroughly examining the details of a claim to determine its validity and value.
Negotiation with Insurers: Working on behalf of the client to negotiate a fair settlement with the insurance company.
Documentation & Reporting: Preparing and managing all necessary documentation related to the claim process.
Expert Witness Testimony (potentially): Depending on the complexity of the claim, they might engage expert witnesses to support the clientâs position.

Client Reviews and Reputation: Currently, Golden State Claims Adjusters has 16 reviews on Google My Business, offering a snapshot of client experiences. However, the average opinion is 1.3/5, indicating a significant area for improvement. While the number of reviews is respectable, the overall rating suggests that clients have experienced challenges with the service provided. It is crucial for potential clients to carefully consider these reviews and conduct further research before engaging their services. A detailed analysis of the reviews reveals recurring themes such as communication issues, perceived lack of responsiveness, and disagreements over claim settlements. These challenges highlight the need for the company to prioritize clear communication, proactive updates, and a more client-centric approach.

Key Features and Potential Benefits: Despite the current average rating, Golden State Claims Adjusters offers several potential benefits for individuals facing insurance claim disputes:

Expertise: As claims adjusters, they possess specialized knowledge of insurance policies and claim procedures.
Advocacy: They act as a dedicated advocate for the clientâs interests, ensuring their rights are protected.
Time Savings: Managing a complex insurance claim can be time-consuming. Utilizing a third-party adjuster can free up the clientâs time and resources.
Potential for Increased Settlement: An experienced adjuster can often negotiate a more favorable settlement than the client could achieve on their own.

Recommendations for Prospective Clients: Before engaging Golden State Claims Adjusters, it is advisable to:

Read Recent Reviews: Go beyond the average rating and delve into the latest reviews to understand current client experiences.
Clarify Scope of Services: Obtain a clear understanding of the specific services that will be provided and the associated fees.
Maintain Open Communication: Establish clear communication channels and expectations with the adjuster.
Document Everything: Keep meticulous records of all communication, documents, and expenses related to the claim.
Consider Alternatives: Explore other insurance claims service providers to compare services and pricing.

Contact Information Summary:

Category	Details
Address	2244 Faraday Ave #126, Carlsbad, CA 92008, United States
Phone	8664727662
Website	goldenstateadjusters.com

In conclusion, Golden State Claims Adjusters presents itself as a claims adjustment firm operating in Carlsbad, California. While the current client feedback warrants careful consideration, the companyâs location, accessibility features, and potential for expert advocacy remain relevant factors for individuals navigating challenging insurance claim situations. Thorough research and clear communication are key to a successful engagement.

👍 Reviews of Golden State Claims Adjusters

Golden State Claims Adjusters - Carlsbad, California

James R.

1/5

I would give them 0 stars if it would let me.
Hire an attorney to handle your claim immediately. This is the most incompetent and unprofessional company I have ever dealt with.
We are 6 months into a simple claim and it took 4 months just to get an adjuster on-site that had the “experience “ required. The first adjuster that Goldenstate hired didn’t have the “expertise” to estimate this claim according to Goldenstate - it took 4 months after his estimate for them to determine this and to send a second adjuster out. The second adjuster never responded because they haven’t been in business for over two years so this took another week. They finally sent the third adjuster which coincidentally worked for the same firm as the 1st adjuster and his estimate was nearly identical. by the end of month #5 a settlement was finally reached with our customer. Considering the damages were 130k with a 50k sublimit they should have settled with in 30 days. It has been 3 weeks since the settlement was signed and they still have not issued a check. They committed to a date and guaranteed that the check would be issued and mailed overnight. Of course it’s been nearly a week since that date and it still hasn’t been issued nor can they provide an update as to why or when it will be issued. As the insured I should have been able to turn this claim over and walk away but I have had to literally babysit and reach out to supervisors with complaints on weekly basis since the start of the claim to make sure my customer doesn’t get ripped off by these guys.
Run from this company at all cost, no matter if you are the insured or if your contractors policy instructs you to file a claim with goldenstate, get a different policy immediately .-

Update- ultimately they did send the check, it was just a week after they had promised and over a month after they were paid by the actual insurer. They receive payment from the insurer, they deduct their exorbitant fees and then they hold your money and use it as cash flow for as long as they can. They will claim delays from “processing” until you finally pin them down and make them pay you. In our case the claim was $52,500.00 their fees to essentially do nothing but be a terrible middle man was over $10,000.00- just to estimate a damaged trailer. At some point they will bankrupt and it will be after they collect several payments from the insurers and fail to pay the insured.

Nina G.

1/5

Do not do business with this company - they are awful!! My house, and 2 of my neighbors houses are on the verge of being condemned and Amanda, the claims adjuster is holding everything up by not allowing any of the repairs to start. She wont answer any of our calls or emails and neither will her boss, Tracy. I'm not sure how these people are in business. Absolutely terrible.

Walter Z.

1/5

Wow just wow if you are looking this company up its already too late. They use real carriers on certificates yet they use these companies when no one else will write them. They denied our claim for lack of cooperation from the insured. They caused $20k worth of damage to our building.we had them admit in writing they destroyed a ton of our property. On my filing of the claim the adjuster was like oh if they don’t cooperate we don’t pay. Very strange on an initial call but it’s because they have a nice scam going. Filed with the insurance commissioner well they found a nice loophole now we have to sue this llc. What a joke the certificate and having insurance means nothing! This company is a joke I’ll keep contacting AIX who said they won’t allow them to write with their name anymore but they allowed it in the first place it’s on them!

Josiah P.

1/5

DO NOT DO BUSINESS WITH GOLDEN STATE CLAIM ADJUSTERS. Please take my word for it. I totally screwed me over and I have never been so frustrated in my life. I am done with them and moving on to someone else. Thankfully the claim that I had wasn’t astronomical because had it been I would be sunk. I’ll be able to pay this myself but it is a very painful lesson.

tbroofer

1/5

This insurance company is a total fraud!
Absolutely horrible! Leaches! Crooks!
Tracy moss carfagno is a leach! Berry mathews is a leach! This isn’t insurance these people take you money and do absolutely nothing else! Total scam

Denise Y.

1/5

What a waste of time they are! They have you running around in circles for six months claim adjuster‘s who make appointments and don’t show up, or cancel within hours of an appointment after you’ve taken days off of work. They are the insurance company of a roofing company who stepped over a 3 foot wall to start tearing up the wrong roof. 🤦🏻‍♀️

veronica A.

1/5

It’s been months and these people still have not called me or anything on my claim it’s been 4 months the adjuster is Jennifer roach she is terrible with communication

p L.

1/5

They stop talking to you on a whim....it is very unprofessional and illegal. They deny their clients are responsible for damages based on no fact or logic